Season 2 Episode 4: Fortifying the Institution: Expert Strategies for Modern Bank Compliance
February 26, 2026
In this special feature episode, we go beyond the standard regulatory checklist to provide a blueprint for navigating a landmark year in financial oversight. As we move through 2026, the intersection of legacy stability and rapid deregulation has created a complex new environment for financial institutions.
In this episode, we discuss:
- 00:00 Introduction
- 04:20 Financial Institutions: Navigating Regulations and Examinations
- 09:49 Changes in the Regulatory Environment
- 11:30 Fair Access and High-Risk Industries
- 14:50 Developments in Fair Lending
- 17:17 Operationalizing Fair Access
- 19:36 Oversight: Elongated Exam Cycles and the Demand for Robust CMS
- 22:34 Rethinking Compliance as a Strategic Asset
- 24:32 AI in Banking: Enhancing Efficiency while Managing New Risks
- 30:45 BSA Modernization: From Compliance Checklists to AML/CFT Priorities
- 32:44 BOI Reporting: The Corporate Transparency Act vs. Bank CDD Rule
- 36:21 Forward-Thinking Leadership: Protecting the Institution Through Robust CMS
About our guest Emily Dent
Emily Dent is a partner with Mauldin & Jenkins and has been with the Firm since 2007. With over twenty years of experience in the financial institutions sector, she has decided to focus primarily on regulatory compliance. In addition to being a CPA, she holds the Certified Regulatory Compliance Manager (CRCM) certification and the Certified Anti-Money Laundering Specialist (CAMS) certification. Learn more about Emily and her expertise here.
About our host Brandon Smith
Brandon Smith, CPA, is a Partner based in the Atlanta office and the Advisory Practice Leader. Learn more about Brandon and his expertise here.
Learn more about our Financial Institution Compliance services here